Identifying good and bad segments in the portfolio to recognize the risk and take policy action to arrest weaker segments
Publishing MIS and sharing the same with key stakeholders.
Slicing and bisecting data on a regular basis to understand the portfolio performance at a product level, location level, segment level and the probable areas of concerns there
Portfolio presentation to various group stakeholders
Monitor Quick mortality to understand the portfolio quality, sourcing, any learning from the mistakes, if any and if there is a need for any policy revisions to avoid errors.

Credit Policy

Managing credit strategy for MSME lending primarily for products like Unsecured Business Loans, Loan Against property and Working Capital.
Preparation of Credit Assessment templates, policy notes, KOPs and implementation of various applications.
Interaction with different stakeholders in framing underwriting KOPs and credit policies.

Audits

Managing various audits like regulatory audit, group audit, concurrent audit.
Liasioning with auditors, sharing requisite information, adhering to timelines.
Ensure closure of findings as per timelines and monitor the effectiveness going forward

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy

Best in class leave policy
Gender neutral parental leaves
100% reimbursement under childcare assistance benefit (gender neutral)
Sponsorship for Industry relevant certifications and education
Employee Assistance Program for you and your family members
Comprehensive Hospitalization Insurance for you and your dependents
Accident and Term life Insurance
Complementary Health screening for 35 yrs. and above

Your key responsibilities

Continuous monitoring of Portfolio and publishing of periodic MIS
Portfolio presentation to various group stakeholders
Managing MSME credit strategies with policy and process updation
Management of Credit templates
Stakeholder Management
Management of different audits

Your skills and experience

Candidate must have 8-10 years of experience in field of Portfolio Management
Candidate should have been professionally qualified either Chartered Accountant, MBA (Finance) or any equivalent degree related to banking / finance
Should be proficient in MS office
Excellent written and oral communication skills
Should be adaptable and proactive on implementing technological changes in process when implemented.

How we'll support you

Training and development to help you excel in your career
Coaching and support from experts in your team
A culture of continuous learning to aid progression
A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.